Get Matched With A Vetted Hard Money Lender — For Free!

Hard Money Matcher is your all-in-one platform for connecting real estate investors with vetted hard money lenders nationwide. Instead of searching endlessly or applying to multiple lenders, our AI-powered system matches your project details with the most suitable lender in minutes—saving you time, effort, and money.

It’s simple:
1. Tell us about your deal — fill out a short form with your property type, loan amount, and location.
2. Get matched instantly — our AI compares your criteria to our nationwide network of verified lenders.
3. Connect directly — matched lenders reach out within hours to discuss your deal and funding options.

Hard money loans are designed for real estate investors, not traditional homebuyers. Whether you’re flipping houses, building new construction, or refinancing an investment property, you can qualify—even with limited credit history. Approval is based primarily on the property’s value and potential, not your credit score.

Hard money lenders in our network commonly fund:
– Fix and flip investments
– New construction projects
– Bridge loans and short-term refinances
– Buy-and-hold rental portfolios
– Commercial or mixed-use properties
If your deal has equity or strong potential, it likely qualifies.

Speed is what sets us apart. Most investors receive conditional approval within 24–48 hours, and many deals are funded in as little as 3–7 business days. Because we work with direct lenders who specialize in fast closings, you can move quickly on your next real estate opportunity.

No. Hard money loans focus on asset value and exit strategy, not credit score. Many of our investors are self-employed, have limited credit history, or simply prefer the flexibility that traditional banks can’t offer.

Interest rates usually range between 9% and 13%, depending on your experience, property type, and loan structure. While slightly higher than bank loans, these short-term rates are balanced by faster approval times and fewer underwriting requirements.

Unlike general lender directories, Hard Money Matcher uses AI-driven matching to analyze your deal details in real-time and connect you with the best-suited lender—not just a random list.
Every lender in our network is vetted, ensuring transparency, reliability, and fair lending practices.

No. Our service is completely free for investors. You simply submit your deal, and lenders compete for your business—helping you secure better terms and faster funding.

We work with licensed lenders in all 50 U.S. states, including active regional markets such as Texas, Florida, North Carolina, and California. Whether you’re flipping homes in Charlotte or developing new builds in Austin, our platform connects you to the right funding partners.

Simply click “Find a Lender” at the top of this page or fill out our short online form. You’ll receive your first matches in minutes and can speak directly with lenders the same day.