Get Matched With Vetted Texas Hard Money Lenders — For Free!
Searching for the best hard money loans in Texas? Whether you’re flipping a home in Dallas, developing in Austin, or refinancing a rental property in Houston, we’ll connect you with local and trusted Texas hard money lenders that understand your market and move fast.
Match Me With A Hard Money LenderRequest Your Free Lender Match
Looking for fast, reliable real estate funding in Texas?
Hard Money Matcher connects you with vetted hard money lenders across Texas who fund fix-and-flip, bridge, and new construction projects — fast. Whether you’re flipping a home in Dallas, developing in Austin, or expanding a rental portfolio in Houston, our platform makes it easy to find the right Texas hard money lender for your investment goals..
Get matched in minutes. No credit checks, no broker fees, no wasted time — just direct connections with lenders ready to fund your deal.
3-Step Process (How It Works)
1. Submit Your Deal
Submit a quick form with your property details, timeline, and loan goals. No credit checks or commitments.
2. Get Matched Instantly
We instantly connect you with the best Texas hard money lenders that fit your project’s size and scope.
3. Talk to a Lender Today
Receive approvals, compare rates, and fund your deal quickly with lenders who specialize in the Texas real estate market.
WHY Texas Real Estate INVESTORS CHOOSE HARD MONEY MATCHER
We’re more than a lender directory — we’re your AI-powered partner for finding the best real estate financing across the Lone Star State.
Network of Trusted Texas Hard Money Lenders – From independent private lenders to regional and national funds, we connect you with top hard money lenders in Texas who understand local markets and investor timelines.
Smart, AI-Powered Lender Matching – Our technology analyzes your property and deal type to instantly match you with lenders most likely to fund your loan quickly.
Fast, Investor-Focused Process – Skip weeks of waiting. Many Texas investors receive lender matches the same day they submit their loan request.
Loan Types We Match In Texas
Every real estate project in Texas is unique — and the right loan can make all the difference. At Hard Money Matcher, we connect you with hard money lenders who specialize in the exact type of financing you need, whether you’re flipping a property, building a rental portfolio, bridging a short-term gap, or starting new construction.
Fix & Flip Loans
Short-term financing for property purchases and renovations
Ideal for investors renovating homes for resale across Texas — from Austin to Dallas to San Antonio.
Finance both purchase and rehab costs
Approvals within 24–48 hours
Flexible short-term options for quick turnarounds
Rental Property (DSCR) Loans
Long-term financing based on rental income, not personal income
Designed for long-term investors expanding rental portfolios.
Based on property income, not personal credit
Competitive rates for single-family and multi-unit properties
Perfect for buy-and-hold or BRRRR investors
Bridge Loans
Short-term funding to secure properties quickly
Short-term financing that lets you move fast on time-sensitive opportunities.
Funding in as little as 3–7 days
Great for transitional deals or equity-driven purchases
Flexible terms while you secure long-term financing
Construction Loans
Flexible funding for new builds and major renovations
Fund new builds, additions, or large-scale developments in growing Texas markets.
Draw schedules structured around project milestones
Residential and small commercial funding options
Partner with lenders experienced in Texas permitting and zoning
Top Cities For Real Estate Investment In Texas
The Texas real estate market continues to thrive, offering high demand, investor-friendly laws, and steady appreciation. Here are some of the top cities attracting investors statewide:
- Austin – One of the hottest real estate markets in the U.S., with strong appreciation, tech-driven growth, and limited housing inventory.
- Dallas-Fort Worth (DFW) – Known for rapid population growth and diverse investment opportunities — from fix-and-flips to rental communities.
- Houston – Expansive and opportunity-rich, with steady rental demand, new construction projects, and affordable entry prices.
- San Antonio – Affordable housing and strong population growth make this city ideal for flips and long-term rentals.
- El Paso – An emerging market with affordable housing and steady returns for small to mid-size investors.
Learn more about some of the most popular cities in Texas that we match hard money loans in by visiting our Locations page or visiting our city pages:
- Houston, TX Hard Money Loans
- San Antonio, TX Hard Money Loans
- Dallas, TX Hard Money Loans
- Fort Worth, TX Hard Money Loans
- Austin, TX Hard Money Loans
- El Paso, TX Hard Money Loans
Tips for Real Estate Investment in Texas
- Act Fast in Hot Markets: – Competition in Texas cities like Austin and Dallas is fierce. Pre-approval from a hard money lender gives you an edge when making offers.
- Diversify Across Regions – Texas has multiple strong metros — consider spreading investments across DFW, Houston, and San Antonio to balance risk.
- Mind Local Regulations – Texas is investor-friendly, but each county has its own property tax and permitting nuances. Partner with lenders familiar with local compliance.
- Build Relationships – Working with local contractors and lenders who understand the Texas market helps reduce delays and cost overruns.
What our customers say
Trusted by investors and lenders all across Texas
Lisa D.
Austin, TX
“I submitted my fix & flip deal in Austin and had a vetted lender call me the same afternoon. The process was simple and saved me weeks of searching.”
Hanna A.
Dallas, TX
“Hard Money Matcher connected me with a rental loan lender who understood my portfolio goals. I’ll definitely use them for my next property.”
Andrew R.
Houston, TX
“I needed bridge financing fast. Within 24 hours of submitting my details, I had a lender ready to move forward. Highly recommend this platform.”
Amir S.
El Paso, TX
“Hard Money Matcher’s AI tool is great! It connected me with a lender who provided better rates compared to my local hard money lender!”
Texas Real Estate Market & Loan Insights
| Metric: | Data Point: |
|---|---|
| Average Home Value: | $347,000 |
| Average Hard Money Loan Size: | $250,000 – $500,000 |
| Average Close Time: | 4 business days |
| Deals Matched in Texas: | 100+ |
| Most Common Loan Type: | Fix & Flip, Bridge, DSCR |
| Avg. Interest Rate Range: | 7% – 12% |
Frequently Asked Questions About Hard Money Loans In Texas
What areas of Texas do you serve?
We serve all major Texas markets, including Austin, Dallas-Fort Worth, Houston, San Antonio, El Paso, and surrounding suburbs.
How fast can I get approved for a Texas hard money loan?
Most investors receive conditional approval within 24–48 hours, with closings as fast as 3–7 business days.
Do Texas hard money lenders fund new construction?
Yes — many lenders in our network specialize in ground-up residential and small commercial projects across Texas.
Do I need strong credit to qualify?
No. Hard money loans are asset-based, meaning approval is determined by property value and exit strategy, not credit score.
What loan types are available for investors in Texas?
We match investors with lenders offering fix & flip, bridge, DSCR, and construction loans statewide.